KIDS INTERNATIONAL DIAMOND SPORTS INC.

Team & League Insurance
The Following is only for general information and shall not amend or alter policies. The provisions of the policies constitute the only agreement between the insured and the Insurance Companies.

General Liability Coverage
The policy protects your players, coaches, officials, volunteers, officers, directors and participants. This coverage is provided for third party lawsuits of negligence brought against your organization during practice, League play or tournaments for Bodily Injury and Property Damage.

Policy Underwritten by: Interstate Insurance Group Chicago Insurance Co, Chicago Illinois

The plan offers $1,000,000 in liability coverage with a $2,000,000 aggregate per occurrence with a $0 deductible.

The plan will pay sums for which the insured becomes legally obligated to pay as damages because of:

· Bodily Injury and Property Damage
· Participant Legal Liability
· Premises and Operations
· Personal and Advertising Injury

Defense and Legal Fees are covered in addition to the policy limits provided. Property owners can be provided certificates of insurance naming them as additionally insured, upon request, at no additional charge. However, should they require their name on an endorsement, a separate fee will apply. Waiver/Release forms must be used and a copy must accompany the application and premium.

Policy Benefits:

· Deductible: $50.00
· Accidental: $100,000
· AD and D: $10,000
· Dental: $100,000

This policy covers all players and coaches & volunteer umpires against specific losses resulting directly and independently of all other causes, from accidental bodily injury sustained while participating as a member in a scheduled game, official tournament, or practice session, or while traveling directly to or from such game or practice session.

It is not permissible to insure only certain teams or members. All teams & members must be included. Coverage for tryout periods are automatically included in the rates.

Accidental Medical Expense Benefit pays for reasonable medical expenses incurred as the result of injuries sustained in a covered accident up to policy limits chosen and subject to the deductible. Covers necessary medical or surgical treatment, services or supplies which are prescribed by the insured person’s attending physician. The first expense must be incurred within 26 weeks of the accident and the last expense within two years of the accident.

Reasonable Medical Expenses means the amount of such expenses, which are not in excess of the average charges made for medical or surgical treatment, services, or supplies in the locality where it is received.
Excess Coverage is provided over & above other group blanket or franchise health insurance coverage; other group hospital or medical services plans & pre-payment coverage; any coverage under labor management trustee plans, union welfare plans, employer organization plans, or employee benefit organization plans; coverage under any governmental program, coverage required or provided by any statute & automobile reparations insurance (no fault) coverage.

Please note any amounts paid by another plan as defined above (or applicable state variation) cannot be used to satisfy any deductible under our policy.

Accidental Death & Dismemberment benefit pays $10,000 for an injury resulting from a covered accident resulting in loss of life, both hands or both feet or sight or both eyes; one hand and one foot; or hand or foot and sight of one eye. Pays $5,000 for the loss of one hand; one foot or sight of one eye. Loss must occur within 180 days of the accident. If more than one loss is sustained, only one of the amounts, the largest, will be paid. Loss of hand or foot means severance through or above wrist and ankle joint. Loss of eye means entire and irrecoverable loss of sight. Policy Form 7691 (HL), SRH-2747PJ.

Policy Underwritten by: Hartford Life Insurance Company

Effective Dates:
Coverage becomes effective on the date we receive your evidence of insurance and premium. Coverage will expire December 31, 2007.

2007 Kids International Member Rates:
All rates listed are per team and include combined Excess Accident Medical and Liability coverage. - No refunds upon cancellation.

· Teams 08-12: $109.00
· Teams 13-15: $139.00
· Teams 16-18: $179.00

How To Get Coverage:
Have Waivers & Releases on file (This is a warranty for the General Liability Policy); Complete Application and Rate Sheet; Mail Forms and Premium to:

Kids International inc. 8136 East Rosecrans Ave, Paramount. Ca. 90723

Your application must include your team or league check for the full amount of insurance costs. Evidence of insurance will not be issued without both application and premium. Any administration fees charged have been added to the total amount of insurance costs.

For applications and medical release forms contact Randy Headley @ (562) 824-3190 or Randy@kidsbaseball.org

Click Here to Sign Up

We will fax Certificates usually within 3/5 business days. Coverage begins when your credit card purchase is approved.

For any questions, please email us at info@kidsbaseball.org